Since losing my job earlier this month, I have been filing my unemployment claims. The State of Washington thinks that I should get $541 a week based on my last 4 quarters of work. However, because I was terminated it's going to take them up to 4-6 weeks to process my claim. Which means I will be receiving my first check from my new job before I even receive a decision from the State of Washington. That's great! (insert sarcasm here) I'm so glad that a portion of every paycheck I have ever earned went to a "benefit" that I'm NOT enjoying. LOVE IT!
I am thankful that I start my new job shortly. However in the meantime my husband's paycheck is the only money that is coming in right now. We are behind on 2 credit cards and I hate being late. I called our mortgage company to let them know that we will not be making our October payment on time and asked if they have a deferment program where we can just tack on one month to the end of the term. Their answer was a resounding no. We will have to find a way to send in our October payment by the end of October + come up with November as well. I'm extremely frustrated with my last employer + unemployment. I keep thinking to myself - what were to happen to us if I didn't job lined up? My family and I would be completely screwed. Totally and completely screwed. I get goose bumps knowing that our living paycheck to paycheck could make us homeless because that's what would happen if I didn't have a job and couldn't help my DH pay our mortgage. We'd be completely screwed.
One good thing did happen, Citicards, who holds are current largest balance of $14,002.00 is going to lower our interest rate from a staggering rate of 28.99% down to a fixed 9.99%. That's news to shout out about. Now, if I can just manage to get the State of Washington on board, I'd be happy as a clam.
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